Forget finding a clutch that will hold your phone and wallet - keep things simple by carrying just your phone. The Case-Mate iPhone4 ID Credit Card Case ($35) is a sturdy protective plastic case that features a slot for ID, cards or cash to help streamline your life. Of course, it's not as cute as your favorite clutch, but it is pretty sleek.
(Psst, there's also a 3G version!)
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