Jul 24, 2014 8:50 AM
Ugh, credit card debt. You've wracked up quite a bill this past month on frivolous purchases. Cutting up your cards may seem like the best option, but it's actually only your second best option. Even better is turning those trouble-enabling cards into guitar picks. Before chopping up those cards, make one last totally justifiable purchase: the Guitar Pick Punch ($25). At least that way your cards will be worth something once you write a hit song about those bill collectors who keep hassling you.